Canadian seniors deserve more than one-size-fits-all coverage. PensionCover tailors insurance solutions that protect income, health, and independence—so retirees can savour every sunrise from Victoria to St. John’s without financial anxiety.
Get StartedConvert a portion of savings into predictable monthly deposits that never decrease, even if markets swing or you outlive actuarial tables.
Get StartedFlexible reimbursements for nursing, physiotherapy, or meal delivery keep members in the comfort of their own homes longer.
Get StartedCaps out-of-pocket prescription costs nationwide, integrating with provincial pharmacare to eliminate coverage gaps.
Get StartedEmergency medical and evacuation coverage for snowbirds and cross-country explorers, renewable up to age 90 with no extra medical exam.
Get StartedAnnual benefit adjustments linked to CPI ensure purchasing power stays intact as costs climb.
Get Started24/7 bilingual service connects loved ones to care coordinators, mental-health resources, and claims experts in minutes.
Get Started
Founded in 2019 by actuarial scientists and elder-care advocates, PensionCover operates from Toronto’s insurance district with regional advisors across Canada. We harness predictive analytics and human empathy to craft products that evolve with policyholders’ lives.
Our mission is simple: shield Canadian retirees from financial shocks so they can focus on relationships, hobbies, and legacy—not medical bills or market volatility.
Our team unites licensed insurance brokers, gerontologists, and former CRA auditors. Continuous training in age-related health trends and provincial benefit shifts keeps our guidance current and compassionate.
All options include fraud monitoring, digital policy access, and annual plan reviews at no cost.
Core health coverage, medication safety net, and basic travel emergency protection.
Essential features plus lifetime income rider, inflation indexing, and expanded home-care reimbursement.
All Comfort benefits plus unlimited global travel, private-room hospitalization, and dedicated concierge claims support.
Email: care@pensioncover.ca
Phone: (416) 555-7823
Address: 60 Adelaide Street East, Suite 1400, Toronto, ON M5C 3H1, Canada Business Number (BN): 876543219